26 Other operating expenses
millions of € |
|
|
|
|---|---|---|---|
|
2020 |
2019 |
2018 |
Impairment losses on financial assets |
862 |
452 |
394 |
Gains (losses) from the write-off of financial assets measured at amortized cost |
188 |
42 |
120 |
Other |
3,425 |
2,807 |
2,620 |
Legal and audit fees |
510 |
328 |
338 |
Losses from asset disposals |
497 |
213 |
165 |
Income (losses) from the measurement of factoring receivables |
6 |
129 |
126 |
Other taxes |
452 |
427 |
476 |
Cash and guarantee transaction costs |
491 |
355 |
339 |
Insurance expenses |
117 |
98 |
93 |
Miscellaneous other operating expenses |
1,354 |
1,258 |
1,083 |
|
4,476 |
3,301 |
3,134 |
Miscellaneous other operating expenses comprise a large number of low-value individual items, including other administrative expenses and fees totaling EUR 162 million (2019: EUR 176 million, 2018: EUR 181 million).